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health coverage for members & families

Obtaining low-cost coverage is easy with our Secure Care Limited Medical Plans

Welcome

Getting healthcare coverage can be expensive – and complicated. But, with our Secure Care Limited Medical Plans, we offer a unique alternative to traditional healthcare coverage. We make it easy for you to receive the protection that is right for your lifestyle, your budget, and your peace-of-mind.

That's why the Association for Better Health has endorsed the offering of this group health care coverage and made it simple for all of its members to access and attain. The Secure Care Limited Medical insurance plans are offered through independent licensed insurance agencies who are not affiliated with ABH.

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We don’t decide what’s best for you – you do! Our levels of coverage include low copay office visits, in-hospital coverage, accident coverage, critical illness, prescription savings, as well as optional dental and vision plans. There are no medical questions asked so everyone has guaranteed acceptance of coverage. Using our nationwide network of doctors and hospitals puts savings in your pocket!

As a currently enrolled member, go to the member page for important plan information. Here you will be able to access phone numbers and links to: member services, claims service, online member portal, physician network search, and featured association member programs.

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THE INSURANCE DESCRIBED IN THIS BROCHURE PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS INTENDED TO SUPPLEMENT COMPREHENSIVE HEALTH INSURANCE PLANS. THIS INSURANCE IS NOT AN ALTERNATIVE TO COMPREHENSIVE COVERAGE. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. FURTHER, THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES. Plans are underwritten by First Continental Life and Accident Insurance Company. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your association’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. First Continental Life and Accident Insurance Company assumes no responsibility or liability for non-insurance services of third parties. PLEASE NOTE: Membership in the Association for Better Health is required to have access to nationwide association benefits, discounts, services and medical benefit plans.  Association membership dues are$5.95 per month per primary member and will be billed in addition to insurance rates shown in this brochure.  To access and review association member benefits, go to: www.associationforbetterhealth.org

 

 

 

 

 

 

 

 

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